Our Blog

VA Allows Buyer-paid Broker Fees

by vinceandbeth | 15th November 2024 | Uncategorised | 0 Comments

The U.S. Department of Veterans Affairs, known as VA, issued a policy change that now allows payment to buyer brokers on VA loans. They will be subject to certain safeguards, such as the requirement that all buyer-broker fees charged to veterans "must be...

Smart living with home automation

by vinceandbeth | 8th November 2024 | Uncategorised | 0 Comments

In today's fast-paced world, home automation is becoming increasingly popular among homeowners seeking to enhance convenience and reduce energy costs. With advancements in technology, smart home devices offer innovative solutions that not only simplify daily tasks but...

Overwhelming advantages aside, there is still resistance to pre-approval

by vinceandbeth | 1st November 2024 | Uncategorised | 0 Comments

Pre-approval is a comprehensive process where the lender verifies the buyer's financial information, including credit history, income, and assets. Pre-approval provides a conditional commitment from the mortgage company to lend a specific amount, pending appraisal of...

Addressing the Buyer Agent’s Fee

by vinceandbeth | 25th October 2024 | Uncategorised | 0 Comments

Traditionally in the U.S. housing market, the seller has offered the buyer's broker and agent a share in the commission specified in the listing agreement between the seller and the listing broker and agent. In a settlement between the National Association of...

U.S. Homeowners Property Tax Increase

by vinceandbeth | 18th October 2024 | Uncategorised | 0 Comments

Last year, U.S. homeowners faced an average property tax bill exceeding $4,000, marking the highest increase in five years, according to data from Attom Data Solutions, a real estate data firm. Property taxes nationwide amounted to over $363 billion in 2023,...

Tips for Hiring a Home Inspector

by vinceandbeth | 11th October 2024 | Uncategorised | 0 Comments

Congratulations on your offer being accepted! In many cases, you may have a provision in your sales contract for a satisfactory home inspection. You're one step closer to owning your dream home. Now is the time to choose a home inspector to take a closer look at the...

Use Ben’s Balance Sheet to Decide

by vinceandbeth | 4th October 2024 | Uncategorised | 0 Comments

There is a technique that has been attributed to Benjamin Franklin and used when faced with a decision. As the lore goes, whenever Ben was faced with a decision, like you are now, he'd take a piece of paper, draw a line down the middle of it. On the left side, he'd...

Is a written buyer’s agreement necessary?

by vinceandbeth | 27th September 2024 | Uncategorised | 0 Comments

Beginning August 17, 2024, many agents will be required to enter into a written agreement with a buyer before touring a home either in-person or through a live virtual tour and buyers should be familiar with what it entails. There have been buyer agreements for...

Tips to reduce your homeowner’s insurance cost

by vinceandbeth | 20th September 2024 | Uncategorised | 0 Comments

Home insurance rates have increased by almost 20% nationally between 2021 and 2023 and even more in some states like Arizona where rates have jumped 62% in some cases. The appreciation that homeowners have enjoyed, especially in the past four years, has caused...

Finding Affordability in Lessons of the Past

by vinceandbeth | 13th September 2024 | Uncategorised | 0 Comments

In the 1980s, home buyers faced significantly higher mortgage rates compared to today's market. Despite this challenge, many people successfully purchased homes and made them worthwhile investments. They employed a range of strategies to manage costs and ensure...

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We are experienced REALTORs® who have helped individuals buy and sell residential homes and commercial property in and around El Paso, Texas for the last 9 years.

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