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Concessions Make Your Home More Marketable

by vinceandbeth | 2nd December 2022 | Uncategorised | 0 Comments

Sellers offer concessions as an incentive to encourage buyers to purchase their home. The concessions, paid for by the seller, benefit the buyer in ways that may be more appealing than possibly, being able to purchase the home for a lower price. In some situations,...

Building Your Home Buying Team

by vinceandbeth | 25th November 2022 | Uncategorised | 0 Comments

There are a lot of professionals involved in the homebuying process. And when these people can function as a team, the buyer is much more likely to end up where they want to be...in their new home. The lender is an integral part of the team unless you are going to be...

Securing Your Retirement

by vinceandbeth | 18th November 2022 | Uncategorised | 0 Comments

Social Security was established, on August 14, 1935, to take care of the country's elderly in their retirement years. Today, about 65 million or 1/6 of Americans collect benefits and the average monthly retirement amount received in January 2022 was $1,614 per month...

Homeowners Need Resources

by vinceandbeth | 11th November 2022 | Uncategorised | 0 Comments

Managing an asset worth hundreds of thousands of dollars is a responsibility that requires attention to details such as timely payment of the mortgage, home repairs and maintenance, upkeep, and oversight on financial issues including taxes, insurance, and other...

Waiting for the Mortgage Rates to Come Down?

by vinceandbeth | 4th November 2022 | Uncategorised | 0 Comments

Waiting for the mortgage rates to come down before you buy a home may not be a good decision. If you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be devoured by the appreciated price increase. As of...

Finding Funds for a Down Payment

by vinceandbeth | 28th October 2022 | Uncategorised | 0 Comments

A soft second loan, sometimes called a silent second, is subordinate to the first mortgage, whose payment is deferred or forgiven until a specific date or the resale of the property. This would mean that buyers would not have to contend with regular payments thereby...

“Do you feel lucky? Well, do ya?”

by vinceandbeth | 21st October 2022 | Uncategorised | 0 Comments

You may remember the famous line in the Dirty Harry movie when Clint Eastwood has just had a shootout with bank robbers and is standing in front of the lone surviving thief who is considering going for his gun. Harry with his gun pointed at the bad guy says to him...

When will the market turn?

by vinceandbeth | 14th October 2022 | Uncategorised | 0 Comments

Housing affordability has declined dramatically in 2022 due to continued rising home prices and a three-percentage point jump in mortgage rates. Based on the popularity of Google searches for "housing bust" or "housing bubble", it could be surmised...

Another Tool to Improve Affordability

by vinceandbeth | 7th October 2022 | Uncategorised | 0 Comments

The rapid rise in mortgage rates during 2022 coupled with continued appreciation of home prices have limited the number of buyers in the market which is reflected by the lower number of home sales currently. "It's a fact that many households are impacted by...

Five Factors that affect the Sale of Any Home

by vinceandbeth | 23rd September 2022 | Uncategorised | 0 Comments

Owners directly control four of the five factors that affect the sale of any home: price, location, condition, terms, and the agent you select. The one thing you can't control is the location of the home, but you can adjust the other factors to compensate for...

“Do you feel lucky? Well, do ya?”

by vinceandbeth | Oct 21, 2022 | Uncategorised

When will the market turn?

by vinceandbeth | Oct 14, 2022 | Uncategorised

Another Tool to Improve Affordability

by vinceandbeth | Oct 7, 2022 | Uncategorised

Five Factors that affect the Sale of Any Home

by vinceandbeth | Sep 23, 2022 | Uncategorised

Housing Affordability – Call to ARMs

by vinceandbeth | Sep 20, 2022 | Uncategorised

Home Alerts Search Listings Services Calculators Housing Affordability - Call to ARMs Housing Affordability is negatively affected by both rising home prices and mortgage rates. A 20% increase in nominal home prices and a 2% increase in the 30-year fixed rate mortgage...

Gift Amount Increased for 2022

by vinceandbeth | Sep 16, 2022 | Uncategorised

The limit for tax free gifts for 2022 is $16,000 and no tax is due to the donor or the donee. There are provisions that would allow gifts higher than this amount providing the total lifetime gifts above the annual exclusion of $12.06 million for 2022 has not been met....

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We are experienced REALTORs® who have helped individuals buy and sell residential homes and commercial property in and around El Paso, Texas for the last 7 years.

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