Our Blog

U.S. Homeowners Property Tax Increase

Last year, U.S. homeowners faced an average property tax bill exceeding $4,000, marking the highest increase in five years, according to data from Attom Data Solutions, a real estate data firm. Property taxes nationwide amounted to over $363 billion in 2023,...

Tips for Hiring a Home Inspector

Congratulations on your offer being accepted! In many cases, you may have a provision in your sales contract for a satisfactory home inspection. You're one step closer to owning your dream home. Now is the time to choose a home inspector to take a closer look at the...

Use Ben’s Balance Sheet to Decide

There is a technique that has been attributed to Benjamin Franklin and used when faced with a decision. As the lore goes, whenever Ben was faced with a decision, like you are now, he'd take a piece of paper, draw a line down the middle of it. On the left side, he'd...

Is a written buyer’s agreement necessary?

Beginning August 17, 2024, many agents will be required to enter into a written agreement with a buyer before touring a home either in-person or through a live virtual tour and buyers should be familiar with what it entails. There have been buyer agreements for...

Tips to reduce your homeowner’s insurance cost

Home insurance rates have increased by almost 20% nationally between 2021 and 2023 and even more in some states like Arizona where rates have jumped 62% in some cases. The appreciation that homeowners have enjoyed, especially in the past four years, has caused...

Finding Affordability in Lessons of the Past

In the 1980s, home buyers faced significantly higher mortgage rates compared to today's market. Despite this challenge, many people successfully purchased homes and made them worthwhile investments. They employed a range of strategies to manage costs and ensure...

Convenient but not accurate can cost you money

Online estimates like Zillow, realtor.com, Redfin, & Homes.com are convenient, but typically lack accuracy and may have a significant margin of error. They are constructed using a computer-generated algorithm that utilizes historical public sales data and trends...

Benefits of Checking your Credit Regularly

You are encouraged by the Federal Trade Commission to be sure the information on your credit reports is accurate, complete, and up to date at least once a year. It is an important part of your financial life that can determine whether you get credit, the terms of the...

An annual home equity update benefits homeowners

Homeowners should verify their home's equity at least once a year because the two factors that affect it change regularly. Market value changes and the unpaid balance of the home decreases with each monthly payment made on an amortizing loan. Amortization and...

Is a friend your best choice for your agent?

In the realm of real estate transactions, the decision to engage a friend who also happens to be an agent may seem like a tenuous situation and may cause some hesitation. Concerns about how professional relationships may impact their personal connection occasionally...

Living the Dream: The Value of Homeownership

Owning a home has long been considered a fundamental part of the American dream. It represents far more than just having a place to live�it embodies values, aspirations, and a sense of security. Here's why homeownership is widely regarded as a key component of the...

How to get a lower rate and a lower price

Are you in the market for a new home and wondering which mortgage option is right for you? While the world of home financing offers a surplus of choices, one option often overlooked is the Adjustable Rate Mortgage, or ARM. If you're in a market where interest rates...

Home selling strategies for downsizing seniors

Downsizing can be a significant life transition for any age person, but especially for seniors who may have lived in this last home for some time. Follow these suggestions to make the downsizing process smoother and less stressful. Start Early: Begin the downsizing...

About Us

We are experienced REALTORs® who have helped individuals buy and sell residential homes and commercial property in and around El Paso, Texas for the last 8 years.

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12210 Montwood Drive Ste 103-35 El Paso , TX 79928

915-316-4252

VinceandBeth@SierraRealtyTX.com

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